
:root{--ink:#13212f;--muted:#5d6b77;--line:#dce3e8;--paper:#fff;--soft:#f3f7f6;--accent:#0f766e;--accent2:#0b4f4a;--warm:#f4b860;--dark:#102a2a;--radius:18px;--shadow:0 18px 55px rgba(15,45,43,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font:16px/1.65 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}a{color:var(--accent2);text-decoration-thickness:1px;text-underline-offset:3px}a:hover{text-decoration-thickness:2px}img,svg{max-width:100%}.wrap{width:min(1180px,calc(100% - 40px));margin:auto}.narrow{width:min(790px,calc(100% - 40px));margin:auto}.skip-link{position:absolute;left:-999px;top:10px;background:#fff;padding:10px;z-index:99}.skip-link:focus{left:10px}.utility{background:var(--dark);color:#d5ece8;font-size:.78rem}.utility .wrap{display:flex;justify-content:space-between;padding:7px 0}.nav-row{display:flex;align-items:center;justify-content:space-between;min-height:82px}.site-header{border-bottom:1px solid 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.kicker{color:#8cd5c9}.section-heading{display:flex;justify-content:space-between;gap:40px;align-items:end;margin-bottom:32px}.section-heading h2,.decision-grid h2,.faq h2,.prose h2{font-size:clamp(1.75rem,3vw,2.6rem);line-height:1.15;letter-spacing:-.035em;margin:.15em 0}.section-heading>p{max-width:560px;color:var(--muted)}.use-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.use-grid a{display:block;padding:24px;border:1px solid var(--line);border-radius:16px;text-decoration:none;color:var(--ink);background:#fff;transition:.2s}.use-grid a:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#a8c9c2}.use-grid span{font-size:.75rem;color:var(--accent);font-weight:850}.use-grid h3{margin:10px 0 4px}.use-grid p{margin:0;color:var(--muted)}.platform-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.platform-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:25px;box-shadow:0 8px 28px rgba(24,43,49,.05)}.card-top{display:flex;gap:14px;align-items:center}.platform-initial{display:grid;place-items:center;width:46px;height:46px;border-radius:13px;background:#e5f3f0;color:var(--accent2);font-weight:900;font-size:1.25rem}.platform-card h3{margin:0;font-size:1.35rem}.platform-card .eyebrow{margin:2px 0 0;font-size:.68rem}.platform-card dl{display:grid;grid-template-columns:1fr 1fr;gap:12px}.platform-card dl div{background:#f7f9f9;border-radius:12px;padding:12px}.platform-card dt{font-size:.72rem;font-weight:800;text-transform:uppercase;color:var(--muted)}.platform-card dd{margin:4px 0 0;font-weight:650;line-height:1.35}.card-actions{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:18px}.card-actions span,.fineprint,.byline{font-size:.78rem;color:var(--muted)}.decision-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}.steps{list-style:none;counter-reset:step;padding:0;margin:0}.steps 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solid var(--line);border-radius:16px;background:#fff}table{width:100%;border-collapse:collapse;min-width:850px}caption{text-align:left;padding:16px 18px;font-weight:800}th,td{padding:16px 18px;text-align:left;vertical-align:top;border-top:1px solid var(--line)}thead th{background:#f4f7f7;font-size:.76rem;text-transform:uppercase;letter-spacing:.07em;color:#50616a}.notice{margin:22px 0;padding:18px 20px;border-left:4px solid var(--warm);background:#fff7e7;border-radius:8px}.criteria-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.criteria-grid article{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px}.criteria-grid h3{margin-top:0}.content-grid{display:grid;grid-template-columns:1fr 320px;gap:55px;align-items:start}.prose{font-size:1.05rem}.prose h2{margin-top:1.5em}.prose h3{margin-top:1.5em}.prose li{margin:.45em 0}.sidebar-card,.toc{position:sticky;top:125px;border:1px solid var(--line);border-radius:16px;background:#fff;padding:22px}.sidebar-card h2{margin-top:0}.advisor-layout{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}.advisor-form fieldset{border:1px solid var(--line);border-radius:15px;padding:20px;margin:0 0 17px}.advisor-form legend{font-weight:850;padding:0 8px}.advisor-form label{display:block;padding:8px 5px}.advisor-form input{margin-right:8px}.advisor-results{min-height:440px;border:1px solid var(--line);border-radius:18px;background:var(--soft);padding:22px}.empty-state{display:grid;place-items:center;text-align:center;min-height:390px;color:var(--muted)}.result-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;margin-bottom:14px}.result-head{display:flex;justify-content:space-between;gap:12px}.match{font-weight:900;color:var(--accent)}.result-card h3{margin:0}.result-card ul{padding-left:20px;color:var(--muted)}.contact-grid{display:grid;grid-template-columns:.8fr 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@media(max-width:720px){.utility .wrap{display:block}.primary-nav{display:none;position:absolute;top:100%;left:20px;right:20px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:15px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.primary-nav.open{display:flex}.menu-toggle{display:block}.platform-grid,.use-grid,.criteria-grid{grid-template-columns:1fr}.platform-card dl{grid-template-columns:1fr}.card-actions{align-items:flex-start;flex-direction:column}.hero h1{font-size:2.75rem}.section{padding:58px 0}.steps li{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.trust-list{display:block}.trust-list li{margin:7px 0}}
